Utah Contractor Practice Exam

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How do I get workers' compensation insurance?

Any insurance carrier
DOPL
DMV
IRS

The correct answer is: Any insurance carrier

To obtain workers' compensation insurance, the correct approach is to acquire it from any licensed insurance carrier. These insurance providers are specifically authorized to sell workers' compensation policies, ensuring that businesses comply with state requirements to cover their employees for work-related injuries or illnesses. In Utah, like in many states, employers are mandated to carry this type of insurance to protect both employees and the employer from potential legal and financial repercussions associated with workplace incidents. The other options do not provide a direct pathway to obtaining workers' compensation insurance. The Department of Professional and Occupational Licensing (DOPL) regulates various professions and businesses but does not issue insurance itself. The Department of Motor Vehicles (DMV) primarily deals with vehicle registration and driver licensing, while the Internal Revenue Service (IRS) is concerned with tax collection and enforcement of tax laws, having no role in the provision of workers' compensation insurance. Therefore, seeking coverage from any licensed insurance carrier is the most appropriate and effective way to fulfill the workers' compensation insurance requirement.