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Which statement about mechanics' liens is correct?

  1. A supplier must deliver material to the job site for a mechanics' lien to be valid

  2. The prime contractor is responsible for the debt stated in the lien

  3. The owner is responsible for the debt stated in the lien

  4. A supplier does not have a right to a mechanics' lien

The correct answer is: The owner is responsible for the debt stated in the lien

The statement regarding the owner's responsibility for the debt stated in the mechanics' lien is correct because, in general, property owners may ultimately be liable for debts incurred by contractors or subcontractors that they hired for a project. If the contractor or subcontractor does not pay their suppliers or laborers, those unpaid parties have the right to file a mechanics' lien against the property to secure payment. This means that if a mechanics' lien is filed, the lien encumbers the property and can potentially lead to the property being sold to satisfy the unpaid debt. Therefore, while the contractor is responsible for their own debts, the owner may have to pay to clear the lien or risk losing the property, highlighting the owner's indirect financial responsibility. This situation reflects the underlying principle of mechanics' liens, which serve as a legal tool for securing payment to those who contribute labor or materials to a construction project, ensuring that all parties involved have recourse for payment.